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Community life insurance advice & resources
Getting the best life insurance deal together
- 100% free
- Fast life insurance quote
- Save a massive 40%
Free Service
Our service is completely free Our brokers have access to the whole life insurance market. They will find you the best policy for free. You are under no obligation to accept the quote.
No Obligation
You are under no obligation to take the quotes that we provide. Getting the right Live cover is a huge decision. Our service allows you to make comparison at no cost
Save 50%
Our service is cheaper than buying from your Bank, Building Society, IFA or even buying directly from an insurer’s own website. Complete our form and find out how much you can save.
Getting the best life insurance and medical insurance deal together
LifeDeal is a specialist life insurance search engine. We make it possible to compare hundreds of different life insurance policies so that you can find the best quote in the market.
Why do you need life cover?
It isn’t nice to think about, but life insurance will help to make sure that anyone that relies on your income is able to cope financially if you were to die.
We work with whole of market life insurance experts to provide life cover quotes that are tailored to your individual requirements. If you use a high street bank, building society or Independent Financial Advisor you will not have access to all life insurance companies. To make sure you get the best deal you need to see all the plans side by side. If you use our service you will have access to the lowest quotes from Aviva, Axa, Ageas and all other big name insurers.
Prices Falling
Life assurance is one of only a few products that have actually fallen in price over the years. Statistics released by Datamonitor have shown how life cover from Legal and General has dropped in price. Cover has got cheaper as more people have moved to term life insurance, which does not offer an investment and has significantly lower premiums than say endowment life insurance. Also, as people are living longer and medicine continues to improve the chance of the policyholder dying during the policy term means premiums continue to drop. It is now possible to get a significant amount of cover from only £5 a month.
Level Term Life Insurance
This is the simplest and most common type of life insurance available. It is called ‘level’ because it pays out a lump sum payment that stays the same throughout the life of the policy. The ‘term’ is the number of the years that the policy runs, often say 10 or 25 years. If you insure £100,000 then the plan will pay out £100,000 in the event of a claim.
Decreasing Term Life Insurance
This is the cheapest type of cover and operates in the same way as level term cover except the amount protected falls over time. It is common to use this type of insurance to protect against mortgage payments on a repayment mortgage.
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