The Idol Life Insurance

The Idol Life Insurance. Fact! If you don't compare them against the market now it could cost you £1000's. Compare the whole life insurance market.

TheIdol.com offer a range of life insurance products that you can apply for online.

You can choose the type of life insurance you are after and instantly compare life cover quotes from a range of top life insurers. The application process is faster than buying life insurance through a bank, building society or an Independent Financial Advisor.

You can choose from a range of life insurance plans: level term life insurance, decreasing term life insurance or life insurance with critical illness cover.

About TheIdol.com Life Insurance

The Idol is a trading style of the parent company: Investment Discounts On-Line Ltd who are based in Cumbria in the UK. They offer products direct to their customers on a direct offer basis. This is very important to understand as it means that it does not offer personalised advice and the company is not recommending a specific product to you and your needs. Therefore they do not offer any advice at all regarding the particular cover you take out. Again, this is extremely important to keep in mind. If you do not know what type of cover is suitable, even after doing research, you can speak to an IFA or a bank and take their advice, but be prepared to pay more for the cover to compensate the extra service. Other companies that offer similar type of discount life insurance is Cavendish Online, who may be worth contacting for a quote.

Types of TheIdol.com Life Assurance

They no longer just provide an extensive range of death assurance. Instead they offer life insurance, income protection, car insurance, travel insurance, home insurance and mortgage payment protection. There is a dedicated part of the website where customers can log in and view their insurance quotes.

History of The Idol Term Life Cover

The company dates back to 1999 so is a relatively young business and they brand themselves as a low price destination to buy life cover. They are an intermediary who work with large insurance underwriters to help drive down the price of life insurance. They have recently moved into a wider range of assurance products and other insurance services that are offered online.

Types of Cover

They offer a wide range of life assurance.

Life Level Term

This is level term life cover, where the policy pays out if the policyholder dies during the term of the cover. This is suitable to protection your family or level mortgage.

Mortgage Life

Similar to level term life cover, this will payout a decreasing amount as your mortgage balance reduces. It is cheaper than life level term.

Critical Illness

This is the most expensive policy, where it includes cover to protect against critical illnesses such as certain cancers and heart disease.

Alternative Companies

You could get rival cheap quotes from similar types of companies, such as Cavendish Online who offer discount low cost life assurance. They are recommended by Martin Lewis who can often be heard on the radio advising people how to save money.

Review of TheIdol.com

There are not many online reviews for TheIdol.com, for any types of insurance products. If you have used their service please take the time to help other customers by leaving a review on a website such as Review Centre.