Swinton Life Insurance

Swinton Life Insurance. Fact! If you don't compare them against the market now it could cost you £1000's. Compare the whole life insurance market.

Swinton Life Insurance

Swinton Insurance Company is a well-known insurance company that was formed over 50 years ago. They were one of the first insurance brokers to use TV as a medium to attract customers in the 1960s.

Swinton life assurance is provided in association with LifeSearch who are considered life insurance experts. Each advisor goes through a comprehensive training programme around and give unbiased advice on different types of life insurance and protection policies. Swinton find the right type of life cover first and then offer a competitive premium.

They not only offer life insurance but also other related insurance products to their customers like car insurance, motor insurance, home insurance, van insurance, travel insurance, caravan insurance, business insurance and the family insurance. As an insurance broker there are very few types of cover they cannot offer.

History

The insurance brokerage company started somewhere in 50’s and initially the founder Ken Scowcroft sold about 100 policies in the first year. They started very small and grew to having around 3,000 employees. There are more than 450 branches located in UK, this has been partially organic growth and partially acquisitions of smaller insurance brokers such as Vectis Insurance Ltd and Rockford Insurance Brokers. Through acquisitions the company has managed to grow every year, whilst managing to offer an even wider variety of insurance packages.

Types of life cover offered by Swinton

They offer 5 life cover plans for their customers: life insurance and income protection plan, the personal accident cover program, accidental death benefit, health and dental cash program and identify protection alert program.

The life insurance and income protection Cover is probably the most appropriate plan in case you are out of your work or you die as it gives a lump sum cash payment to your family and loved ones to support them financially in their time of need. While the income protection plan would give you a monthly tax free income in case you suffer an injury or illness. This policy should be considered if you are the breadwinner and have financial dependents.

The personal accident cover program gives you protection from accidents for less than even £2 per week. That includes the protection from any kind of accidents like fire, road accidents, sports injuries or any other related type of accident.

The accidental death benefit cover gives your family protection due to your unexpected death and the policy could give your family about £60,000 in the time of need. This could help them financially as they would be able to cover the bills such as the mortgage payments.

The health and dental cash cover plan provides financial assistance if you have any dental or health treatments that are expensive. You are able to have £90 per year for dental treatments and many other related treatments.

The identity protection alert cover plan provides assistance and support when you are the victim of any fraud or identity theft. At the time of writing the payment is just £69.99 per year.

Swinton Life Insurance Review

They are synonymous with offering insurance products, and their reputation for offering life insurance is no different. They are largely regarded to offer excellent customer service and low premiums. You can post your own reviews based on your experiences on review centre site on the net, you can also read through some existing comments.