Bright Grey Life Insurance

Bright Grey Life Insurance. Fact! If you don't compare them against the market now it could cost you £1000's. Compare the whole life insurance market.

Bright Grey Life Insurance

One of the pioneers in the Insurance Field of the UK is Bright Grey Life Insurance. The company is widely known for the customer friendly plans which it offers. The life insurance and terminal illness cover offered by the company are in such a language as the customers can understand it with the least difficulty. The company had earned over £1.9 billion as premium income in the year 2002. The company is a specialist division of the Royal London group. The primary focus of the company is protection insurance. The company treats Protection Cover as their passion, which is reflected in their customer service.

Bright Grey life Insurance wants everyone in the United Kingdom to possess the right insurance cover so that care can be taken of themselves and their familys in case of some terminal illness or death. The financial advisors of the company work dedicatedly so that customers get the right advise as to which protection plans suit them the most. The company understands that value is important, so most of their protection plans are competitively priced.

Bright grey history

The company was set up by Royal London and is today a specialist division of the same Royal London, dedicated towards providing Insurance Services in the UK. Bright Grey considers itself to be a company that cares for its customers. They support the plan owners in bad times, which is reflected in their excellent payout history.

As a matter of fact, the company deals primarily with Protection Insurance. The products of the company are so designed that they can meet the needs of the customers efficiently and also the budget can be changed when life changes.

Life is really unpredictable for anyone on earth. So Bright Grey offers its services in many of the countries of the world. People need protection for their families in the unfortunate case of their death, but because of several reasons, in our times, death is not the only time when our family needs support.

Many a times people survive some fatal diseases and they no longer are in a condition to earn as much as they did before or support their family the way they did before. Bright Grey has plans for these cases as well.

Types of Life Cover

The products of the company can be availed through intermediaries. There are financial advisors as well as internet intermediaries who recommend the products of Bright Grey. The Personal Protection Plans of the company have been listed below:

• Critical Illness Cover
• Life or Critical Illness Cover
• Payment Cover for Sickness
• Income Cover for Sickness
• Lifestyle protection plans

The lifestyle protection plan of the company has two types of cover:

Life Cover

This is the life cover that most of us know about, where the plan pays out a lump sum if you die or are diagnosed with a terminal illness one year before the end of your policy. This helps provide financial security to your family and loved ones when they need it most.

Life or Critical Illness cover

This plan combines the coverage of a life cover plan with critical illness cover. It costs a little more than just having simple life cover, but will pay a lump sum if you are not able to work due to diagnosis of a pre-agreed critical illness. If you are the breadwinner in the household and would struggle to pay debts, such as a mortgage, if you were unable to work then this is something to seriously consider.

The customers can mix and match the types of cover as per their needs and particular requirements. The lump sum payment can be changed to suit your needs as well as the term of the cover that you need protection for.

Review

On the website review you have the opportunity to give feedback on your experiences with this insurer. Sadly there are no comments or feedback at the time of writing, but on the whole they are a highly thought of insurer who genuinely seem to care about protection insurance products.