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Over 50’s Life Insurance are meant to help protect the loved ones of those who pass away and leave them behind. The money could be used to help with funeral expenses, outstanding debts and let your family live a comfortably. This could be one of the most important investments in your life.
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About Sainsbury’s Critical Illness Cover
J. Sainsbury plc is the parent company of Sainsbury's Supermarkets Ltd, commonly known as Sainsbury's. It is the third largest chain of supermarkets in the United Kingdom with a strong workforce of 146,900 employees. The group's head office is located in the Sainsbury's Store Support Centre in Holborn Circus, City of London. The group is also involved in property and banking. Sainsbury's was founded in 1869 by John James Sainsbury and his wife Mary Ann Sainsbury in London, England, and grew fast during the Victorian era. It grew big to become the largest grocery retailer in 1922, pioneered self-service retailing in the UK, and had its peak during the 1980s. Now Sainsbury fell into third place as the market leader, overtook by Tesco in 1995 and Asda in 2003 as the second largest.
Serious Illness Insurances Offered by Sainsbury
Sainsbury's Finance is a trading name of Sainsbury's Bank. Their customers are given the choice of three main types of life cover namely Level Term Life Insurance, Mortgage Term Insurance and Mortgage Decreasing Term Insurance apart from their Over 50s Fixed Life Insurance Plan. For Over 50’s Fixed Life Insurance – These are the things that you need to know:
- After 2 years Sainsbury’s pay a cash lump sum, regardless of the cause of death
- Full refund of all premiums if you die from any cause except an accident within the first 2 years
- Cash lump sum if you die as a result of an accident within the first 2 years. Subject to terms and conditions.
- Depending on how long you live, you may pay in more than the cash lump sum paid out
- If you stop paying premiums when they are due the plan will be cancelled and you won't get anything back.
- Inflation will, over time, reduce the value of the cash lump sum paid out
- You can help make sure the cash lump sum reaches the people you would like it to by placing the plan in a trust
- There is no cash-in value at any time.
Rivals
Sainsbury's Finance offers excellent value products with extra benefits, delivered in a simple and accessible way. The Principal Competitors of Sainsbury’s are ASDA Group Limited; Hannaford Bros. Co.; Safeway plc; The Stop & Shop Companies, Inc. and Tesco PLC.
Reviews of Sainsbury’s Over 50s
There are no available reviews for the Sainsbury’s Over 50 Life Insurance Plan on our favorite review site, www.reviewcentre.com but the Sainsbury’s supermarket chain got 2.2 out of 5 stars from 72 reviews. People were impressed by their online shopping and how good their service was including the quality of each item. If you have an experience with Sainsbury’s insurance you can leave your comments on this link, reviewcentre
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