RIAS Over 50 Life Insurance

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RIAS Over 50 Life Insurance. Fact! If you don't compare over 50 plans you will not get the lowest price. Compare quotes and save £1000s.

RIAS is where insurance gets better with age. Because they specialize in insurance for the Over 50s, they’re able to negotiate better deals for you. Their readiness to discuss your needs and to talk you through your options are just two of the reasons why over a million people have chosen RIAS to find the insurance deals that are just right for them.

Over 50s Life Plan, providing guaranteed cover with a cash lump sum payable on death. The plan enables over 50s to take the first step towards planning ahead for the future, leaving their loved ones with a valuable lump sum.

About RIAS Over 50 Life Insurance

The offices and call centers are all located in the UK and Ireland, in Bournemouth and Belfast. They are a part of Ageas (UK) Limited, and are authorized and regulated by the Financial Services Authority. And thanks to the expertise they’ve built up since they began in 1992, they know how much you value being able to talk to them.

RIAS Over 50's Life Insurance Plan

The RIAS Over 50s Life Plan, underwritten by sister company Fortis Life, will provide customers aged between 50 - 75 years old with guaranteed acceptance, without any medical questions to answer. In addition, the plan also offers the following benefit. - Three times cash sum paid out if a customer dies accidentally within the first two years - which is unique in the market; One and a half times premiums back if the customer dies for other reasons in the first two years; Choice of premiums to suit all budgets and no payments required after 90th birthday; 10% extra with the Funeral Benefit option if using the proceeds of the plan to pay for funeral costs; Option to increase the cover every year to keep pace with inflation - premiums will increase too.

"RIAS understand that many people over 50 would like to leave money to their family or loved ones, but are concerned that they may not be able to in the current climate, with almost a fifth (18%) concentrating on paying off their mortgage or other debt2. With low monthly payments, and guaranteed acceptance without a medical, the plan makes it really easy to leave something of value behind. It's a good way to take care of funeral costs, any outstanding bills, or simply to leave money to loved ones."

Top Competitors

Zurich, Fair Investment Company, Bupa, AXA are among the top three competitors of RIAS in the insurance world in terms of Life Plan offerings.

Review of RIAS Over 50 Life Cover

RIAS got 2.6 stars out of 5 stars. People were pretty impressed, service was excellent. Employees were very helpful and courteous. Others were not satisfied with the service. RIAS said that 82% of complaints were resolved within 4 weeks of RIAS receiving them. RIAS believed it is important to be transparent about the complaints they receive, as part of their commitment to developing long-term relationships with their customers. Leave your reviews at review

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