Life Insurance for Women Over 50

Are there life insurance plans specifically for women over 50?

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If you're over 50 and a woman you have a number of options to get great life cover at a very good price.

Life insurance for women over 50

There are plenty of specific life insurance plans for people aged over 50, however there are none targeted specifically at women over 50. Over 50s plans are moving towards guaranteed acceptance and no medical or intrusive health questions, these can provide you with the peace of mind that you will not be leaving any financial burdens behind.

Life cover for women over 50

We would probably all agree that there is not many positives about getting old, and this is even more true when it comes to health. Statistics show that women in the UK face more problems when they cross the age of fifty, partly due to the phase of menopause. According to population statistics, 23.2 million women in the United Kingdom are fifty years and above, which is a large proportion of all life insurance applicants.

Appropriate life cover

Heart disease is a lot less prevalent with women than men, and this reason alone can mean lower life insurance costs for women than their male counterparts. However, there are diseases that are more common with women than men, such as particular cancers and diabetes. Diabetes is a common health problem among women. The excess of cakes and sugary drinks results in increasing the insulin. If you are more than fifty years, you should start thinking about the future. Your kids should be in a comfortable financial position after you. A life insurance plan should be considered, it promises a healthy financial sum to your family members in case of death.

Other medical conditions

You can tailor your life insurance policy to meet your particular needs and requirements. Adding extras such as critical illness cover will cost more, but give extra peace of mind. If you have existing medical conditions we recommend speaking to a life insurance advisor, who will be able to run through the available options.

Affordable life insurance for people with medical conditions

Life insurance for women over 50 is considered on a case by case basis, and as such we recommend that you speak to an expert. Lifedeal.co.uk work with life insurance advisors who specialise in cover for those with pre-existing illnesses, so complete our short form and we will advise you of your options and find you the best quote available.

Guest article: Written by Sally Shawcross.

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