Hiscox Life Insurance

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Hiscox is a leader in specialist insurance. They are not a traditional insurer. They target specific types of insurance in which they develop expertise, often focusing on areas other insurers find too complex to insure. By challenging convention in each specific market they offer market leading products and services. They seek to provide the best protection and peace of mind for their clients through high quality insurance products, backed with excellent service. They are experts in covering a wide range of personal and commercial risks often too complex or too much trouble for other companies.

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About Hiscox Life Insurance

Hiscox has operations in 12 countries across the Europe and other regions. Hiscox is headquartered at Hamilton, Bermuda with roots dating back to 1901. From 28 offices in 11 countries and 1,177 employees (year 2010), they can insure you and what you value almost anywhere in the world. Most their offices service local businesses and individuals with local Hiscox products. They also operate through Lloyd's of London and Bermuda, underwriting insurance and reinsurance business.

Hiscox Life Assurance Products

The company sells both personal and commercial insurance cover in a range of areas: for individuals, Hiscox provides home and contents insurance for "higher value" houses, as well as classic car, fine art, bloodstock, kidnap and ransom and personal accident cover. For companies, cover types include property, marine, aerospace, professional indemnity, hacker and political risk insurance as well as reinsurance. Reinsurance means insurance for insurance companies. Art and Private Client - for homes and contents including fine art, classic cars and other high-value assets. Specialty - from complex to the unusual including aerospace, terrorism and kidnap and ransom. Property - covering projects for real estate owners, developers and construction companies. Local Errors & Omissions and Commercial - liability and property insurance for smaller professional organizations. Global Errors and Omissions - liability for large multinational organizations. Marine and Energy - insuring the world's marine and energy companies. Direct Products - target small business, household and event insurance.

Top Competitors

AXA, Catlin Group Limited, RSA Insurance Group, Alterra Capital Holdings Ltd., Endurance Specialty Holdings Ltd., and Arch Capital Group Ltd.

Hiscox Life Insurance Reviews

Hiscox got 2.6 out of 5 stars from 17 reviews. Other people say that Hiscox service was excellent and they have very polite and helfpul staff. Many people are not happy with their service. They said they have no empathy, no solutions offered, terrible customer service phone systems. The company promise a lot. In reality there is little substance to good customer care. A company that claims it is exception is in fact exceptionally poor. You can leave your comments at links

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