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Life insurance Policy is the policy taken by an individual on installments of premium which will fetch you a lump sum at death or covers critical illness.
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Life insurance is the need of the family when you are no longer alive as it supports the family and other expenses of the funeral also. Life insurance includes protection as well as investment policies. Over 50 life insurance includes critical illness cover which includes various diseases and conditions.
About Fortis Over 50 Life Insurance
Fortis Bank deals in private, commercial, retail, investment banking and insurance sector. It was founded in 1990 and has his head office at Brussels. The Company retains insurance sector after selling its parts in the economic slowdown of 2008. It has over 200 branches across Netherlands and has around 8,855 employees working for them.
Types of Life Insurance
The types of Life Insurance are:
Term Insurance: it covers death if it happens within a specified period of time. It is the cheapest way to protect your life. The term insurance is further divides into increasing term, decreasing term, family income benefit and level term. The Increasing and decreasing term insurance refers to the value of the premium increasing or decreasing by a fixed value or percentage each year.
the family income benefit is the regular income paid by the firm to the family, if the policy holder dies during the period of the policy. Also, there are some policies which increase the income annually by some percentage. And the level term insurance is used for family protection in which the amount of coverage remains fixed.
Permanent Life Insurance: These remains for life until the policy matures and then only full pay out are done. The policy holder can cash in, withdraw or surrender the policy for some immediate money. The permanent Life insurance includes Universal Life, Whole Life, Limited pay and endowment.
you can also take a life Insurance Policy which covers accidental injury and death due to accidents. This can be added as arider in standard life insurance policies.
Rival Companies >/h3>
Fortis over 50 Life Insurance is in stiff competition with Aviva Life Insurance, Friends provident and Pru Protect insurance.
Review Of Fortis Over 50 Life Insurance
Fortis is active in its insurance products and related operations in the marketing. Although Fortis over 50 life insurance does not have a review, you can easily log onto www.reviewcenter.com and write about the product and your experience. It is also possible to read and review other types of insurance from fortis on http://www.reviewcentre.com/search.html?searchstring=Fortis+Over+50+life+insurance+ .
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